Legal

Terms & conditions.

Effective Date: 04-08-2025

Welcome to the himanshukalkar.ai website ("Site"), operated by or on behalf of Himanshu Kalkar ("we," "us," or "our"). By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use the Site.

i

Use of the Website

You agree to use this Site for lawful purposes only. You must not use the Site in any way that causes or may cause damage to the website or impairs the availability or accessibility of the Site. Prohibited uses include: transmitting malicious or harmful code; attempting to gain unauthorized access to restricted areas; using the Site in any way that is fraudulent, unlawful, or harmful; engaging in spamming, phishing, or unauthorized data collection. We reserve the right to restrict or terminate access to the Site at our sole discretion, without notice.

ii

Intellectual Property

All content on this Site, including text, images, graphics, video, logos, designs, and book excerpts, is the intellectual property of Himanshu Kalkar unless otherwise stated and is protected by U.S. and international copyright and trademark laws. You may not copy, reproduce, distribute, modify, or publicly display any content from this Site without prior written permission. Sharing content for non-commercial, personal use with attribution is permitted.

iii

Book Sales & External Links

Links to purchase Digital Karma may direct you to third-party platforms (such as Amazon or other online retailers). These platforms have their own terms of use and privacy policies, which we do not control. We are not responsible for the content, availability, or practices of any third-party websites. All transactions, including payments, returns, and delivery, are handled directly by the third-party platform.

iv

User Submissions

When you submit a message through the Contact form or subscribe to our newsletter, you agree that your input is truthful and non-defamatory, that you are not violating any rights of third parties, and that we may respond to or use your inquiry to improve our offerings or communication (in accordance with our Privacy Policy). We reserve the right to disregard messages that are abusive, irrelevant, or misleading.

v

Disclaimers

This website is provided "as is" without warranties of any kind, either express or implied. We make no representations or warranties regarding the accuracy, completeness, reliability, or availability of the Site or its content. The information on this Site is for educational and informational purposes only. Nothing on this Site constitutes medical, financial, legal, or professional advice.

vi

Limitation of Liability

To the fullest extent permitted by law, Himanshu Kalkar and affiliates shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this Site. This includes, but is not limited to, damages resulting from errors, omissions, viruses, third-party links, or unauthorized access to or use of user data.

vii

Modifications

We reserve the right to revise or update these Terms and Conditions at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes acceptance of the revised terms.

viii

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of North Carolina, United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in North Carolina.

ix

Contact

If you have any questions about these Terms and Conditions, please reach out via the Contact page on this website.